Individual & Family Health
When searching for health insurance plans, Benefits Direct insurance recognizes the importance of addressing the unique needs of you and your family. For individuals, we collaborate directly with top-rated insurance carriers and Covered California to find the best plan that fits your budget. Additionally, families can take advantage of our family health insurance plans, which offer comprehensive coverage for all members under a single policy. This simplifies the insurance management process and ensures access to essential medical care.
The Affordable Care Act (ACA) has significantly improved access to healthcare for many individuals. With Benefits Direct insurance, if you meet certain criteria, the government will assist in subsidizing your monthly premiums and out-of-pocket expenses. Additionally, those with pre-existing medical conditions can no longer be denied coverage. At Benefits Direct insurance, we act as a third-party service provider. We are not affiliated with the government or any single health insurance company. Our mission is to offer you a variety of options in one place, allowing you to select the plan that best suits your needs.
Medicare is a federal health insurance program primarily for individuals aged 65 and older, although it also covers certain younger people with disabilities and those with End-Stage Renal Disease.
Medicare insurance (Medicare advantage & Medicare supplement helps reduce the financial burden of healthcare costs for eligible individuals, ensuring access to necessary medical services and treatments. It’s important to review the different parts and choose the coverage that best meets your needs.